Covering Letter For Engineers

By Sandra Jones

You're Name You're Address Your City, State, Zip Code Your Phone # You're Email

Date

Employer Name Company Address City, State, Zip

Dear Mr. /Ms. Jones, Your Job requirement for an Engineer perfectly matches my credentials and expertise, and I am extremely interested in the opening. I was surfing HotJobs.com this morning and came across your ad for the job opening of engineers post. You mainly mentioned requirement of an Engineer with a respectable amount of management experience. My technological background is evidently articulated on my resume so please try and consider me for the job.

I have gained a reasonable amount of experience after working in a reputed firm. I have been appreciated a number of times by my previous employer when I completed projects before time. I am also well acquainted with most of the needs of my subordinates. I strongly feel that my leadership skills would be utilized in a better way if I work with your company. I am even very good in making quick business decisions.

I have worked as an engineer for the past 5 years and according to me this is enough for someone to gain expertise in this field. My proficiency and skills are depicted through my work. I have completed such projects that have contributed a lot towards bringing down the work costs and increasing work efficiency.

My entire team will be trustworthy to the people in that group which would surely lead the company for success. I do believe that my leadership skills could grow better in your corporation. I actually feel that I would be an important benefit for your business because I have outstanding interpersonal skills. I have an unheard ability to work under pressure and stress. These things hardly bother me and I love to face all types of challenges.

There is a strong conviction on my part that I shall be an excellent fit in The XYZ Organization. I look forward to the viewpoint of working for The XYZ Company and I also send my resume and job application for your review. Thank you for taking the time to consider my job application.

I state my thankfulness for taking me in to account for this post.

Sincerely,

Signature

Typed Name

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5 Ways to Get My Ex Boyfriend Back

By Destiny K. Harte

Are you sitting around after a breakup thinking "I would like ways to get my ex boyfriend back" here are five ways you can start on the road to getting him back beginning today.

Relationships are unique bonds that can be definitely broken if they are not nurtured or allowed to grow naturally. When a breakup happens it can be especially stressful and very heartbreaking. Among the easiest and quickest ways to get your ex back is also one of the best ways to repair your relationship totally because you will be taking the time to let your ex know just how important you are to them and what it was they initially fell in love with about you.

First:

Very easily, be yourself. You recall the way you were when you first got together? Start acting like the girl he fell in love with and you can be certain he will begin to notice almost immediately. He may even think about how he could have forgotten the things he was first attracted to. You will also surely feel an improved sense of self when you start to just basically be yourself.

Second

Definitely be self-assured and show strength in who you are. If you have ever had a needy friend or boyfriend you understand just how much of an exasperation and a turn off this can be for anybody. So if you are crying and begging, simply put: STOP IT NOW!! You want to let your ex know that you are doing just great without him, you don't really need him, and you can survive without him. Believe me, guys really hate when you act like they no longer matter. He may be back the first time he sees this.

Third

Go out and have a little enjoyment with your associates. Let them be a diversion while at the same time letting yourself have some fun. Meet someone new (who knows, you may even meet a new guy) and live a little. Although I don't really recommend using anyone to make him jealous, this is also something that will make him call you almost immediately. BUT.....

Fourth

Yet if he does start calling, you should either not take his calls for the first few days or even longer because if you jump too fast he will almost certainly just end up flying the coop once more. This may seem truly difficult in the beginning but you have to play hard to get if you truly want him back. No communication will drive him insane and have him begging for you to take him back. Just keep in mind that you are playing hard to get and if you wait too long, he may move on if he starts to think you are in fact over him.

Finally

Lastly, make certain that you are ready to be flexible when it comes to particular areas of your relationship. Don't make demands on him to get his things this minute or you're going to throw them out. Do not play this kind of game as it really is just another ploy that will make you seem harsh and needy. Let him know that his stuff is available if he wants it but even though you will not hang on to it forever, he can get it when he's ready. This will essentially work better for you since the longer the time he has spent away from you the more he will begin to miss you.

Now you can frankly say to yourself "I know 5 ways to get my ex boyfriend back" so begin using these steps now and odds are you can get your ex back beginning today.

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Down By the Square

By William Holliday

First off, get out of SFO as quickly as possible. Sure, the architecture is pretty swank, but you've got a lifetime of adventures waiting for you in the City By The Bay. Secondly, book yourself into a hotel that is either in the heart of the city or as close as possible. Whats the point coming if it takes you hours to get into the thick of things? Your best bet will be booking a room right off Union Square.

Never forget Union Square is the "heart" of San Francisco. Cleared and commissioned in 1850, the square got its name from all the pro-Union rallies held in solidarity with the Union forces of the American Civil War. From a simple square to a major ceremonial center, Union Square is now the de facto shopping flashpoint for the entire Bay Area.

Every year Union Square plays host to the vaunted New Year's Eve celebrations. Modeled to some extent on New York's Times Square, Union Square is the closest most people on the west coast can get to that Eastern city extravaganza. There is a reason why San Francisco has been hailed as the "Paris of the West."

Fabulous shopping, delicious cafes, and endless hours of people watching are yours to be had. In fact, Macy's flagship store dominates the square, keeping the idea of going on a spending spree constantly on your mind. The Union Square stop on the BART rail brings the entirety of the Bay Area to your disposal. With a hotel room off of the square you can conquer all seven square miles of the City That Knows How.

Be sure you catch a show before your cash runs out. Not a movie -- a show. Union Square is the heart of San Francisco's theater district. There is so much to do and see and so little time. Though some travelers would have you stay closer to the Financial District or perhaps across the Bay in Berkeley, the key to enjoying San Francisco is proximity. With a cozy base of operation off the square you are well on your way to enjoying the shopping, the food and the nightlife of the city.

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Six Rules for Giving Presents to New Mothers

By Terry Stanfield

Buying gifts for new mothers is very difficult as most people don't know what the new mother needs - unless you have been a new mother yourself. Buying gifts for mom is hard and buying gifts for a new mother is doubly difficult. Remember, the new mom will probably receive many gifts from many people therefore extra though needs to be given prior to purchasing a gift.

You need to ensure that the gift you give stands out from all the others. It's important to put yourself in the new mother's shoes and then start thinking from there. Here are six points - or rules that, if followed, will do just that.

Rule number 1: The gift you give the new mother has to be useful to her. There is no point in giving her a gift that is very expensive but does not make her life easier - remember, she is a new mother so a diamond ring will not fit the occasion.

Rule number 2: The gift will multiply in sentimental value if it's for the baby. Gifts for mom will certainly be liked but a gift for the baby will be adored.

Rule number 3: If you have purchased a cute little gift for the baby then it would be a good idea if you could also add a special gift for mom as well - just so that she knows you have though of her and her baby both.

Rule number 4: Women do love jewelry and it's not a bad idea to tie in the mother's jewelry with the new born. An example could be a locket with the baby's picture inside.

Rule number 5: A mother's gift does not necessarily have to be expensive - it could simply be something that would congratulate her into motherhood. The new mother is already delighted to be a mom and all you can do is to cheer her for that.

Rule number 6: Each gift sends a different non-verbal message to the receiver. Use your imagination, ask around and make it special and personal - customize the gift to the receiver as much as possible.

As already mentioned, a gift sends a message to the receiver and sometimes a gift could be so metaphorical that only the receiver and giver would know what that message is. Remember, good gifts for mom (and her child) are not one that makes her go WOW when received - in fact its one that makes her go WOW every day.

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Medical Insurance For Marine Crew

By Ray Sondeo

While technological advances in marine travel have improved the safety of crew members but marine healthcare continues to pose special challenges. Yacht crews spend extensive time in international territory with periodic stays in the home country. Discerning mariners protect themselves with good yacht crew insurance that travels with them worldwide.

Yacht crew health insurance addresses the specific needs of mariners offering worldwide coverage. The Yacht Crew Insurance plans have international benefits enabling marine crew members to obtain healthcare no matter where they travel and live. These marine crew health insurance plans have generous benefits overseas as well as in the home country.

Applicants for yacht crew health insurance can be of any citizenship as long as they are members of a marine crew spending extensive time in international waters. These marine crew insurance plans are designed to cover many risks, they include coverage for complicated hospitalizations and rather simple out-patient visits. Prescription drugs are often a part of the standard benefit package.

A yacht crew health insurance may require the naval vessel to spend a certain minimum amount of time in foreign waters; the minimum time may be 6 months for some plans or longer for others. The yachts or ships can be in domestic waters or docked at domestic ports for some part of the year.

Along with the typical benefits offered by common health insurance plans, the marine crew health insurance plans also offer coverage for medical evacuation and repatriation. Medical evacuation refers to the transport of the sick or injured in specially equipped airplane/vehicle to a medical facility. Repatriation refers to the packing and transporting the remains of a crew member from the vessel to the home of the crew member on the mainland.

Very few Yacht Crew Insurance can cover pre-existing illness or sicknesses. Most of the plans will either grant coverage conditionally excluding these sicknesses permanently or for a certain number of years. The exclusion period can vary with the company and the sickness of the individual.

Marine crew insurance policies are underwritten by specialty insurance companies that have experience with international risks. These underwriting insurance companies are well equipped to deal with global financial risks and invariably carry a sound financial rating. It follows that the marine crew health insurance companies have multi-lingual staff 24x7.

Dental and Vision coverage on Yacht Crew Health Insurance plans are usually optional. At additional price one can purchase these options. Routine care, filling and root canals are covered under the dental option. The vision option would include a periodic eye exam and contact lens/spectacles supply.

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Past Regression - Why It Is Vital To Your Future

By Lesley Lockwood

More and more people these days are starting to believe in the possibility of reincarnation. With different techniques that help you to recall your past lives available, it can get tricky trying to choose the method that best suits you.

One way to start is in keeping a journal. All it involves is writing down all of your thoughts including what is viewed as trivial experiences. Even your emotions. Emotions maybe the strongest clues to a past life. Like an unreasonable fear of bridges. This journal is helpful when you are starting to see patterns as you refer back to it.

To start with you should begin your journal by describing yourself thoroughly. Write about your likes and your dislikes. Describe what food you enjoy, what phobias (if any) that you have. If you find that you feel a particular affinity with a time period in history, or with a certain culture or even climate, write about that as well. Do not forget to write about what your talents are, and what you enjoy doing. Even writing about animals that you feel drawn to, or perhaps afraid of, can prove useful. Describe your personality and if you experience things like deja vu. If you do, record your experiences when you have them.

Your dreams also give clues in your past life. But keep in mind your dreams contain things from your present life as well but write it down anyway.

Past life regression might be the way to go.

A past life regression therapist guides you through your past life and interprets the information with your help. These therapist are trained professionals who use hypnosis. With time some people can learn to do self-hypnosis but for those who cannot, seeing a past life regression therapist can prove very beneficial and helpful.

Many people use Meditation as a way to find out about their past lives.

Because this technique means that there is no professional in attendance, many people find it difficult to trust what they get during the regression. However, when it comes to meditation, you have to be able to trust not only your feelings but your instincts as well.

Many people, especially beginners, feel like all they are doing when meditating is daydreaming. But something of significance can still come through. Recording this in your journal can prove helpful.

If you need help with your meditation that can assist you to focus and relax then you might well find guided meditation audios particularly beneficial. If that is not for you then you might try music, or perhaps burning some incense, or even listening to the sound of water can be very calming. But if none of the above proves useful there is another tool that can help.

Binaural Beats

Binaural Beats is an audio recording that allows you to listen to different frequencies in each ear which aligns the two hemispheres of the brain. Using this tool can assist you in achieving the same meditative state that Zen monks reach. It is important that you choose somewhere quiet and free from distractions when you meditate. You need to ensure that whether you are lying down or sitting that you are completely comfortable and relaxed.

It is important that you are relaxed and that you are not distracted by thoughts about everyday things. Simply acknowledge the thought so that it does not keep recurring, and so that you do not forget it, then put it out of your mind. Remember that meditation does not just happen, it takes practice before you will reach a true meditative state.

Sometimes meditation can help with that which you are confronting in your current life. Many discover that the people around them are people they shared a past life with. Although this might seem strange a simple bit of research can confirm or deny the information gleaned from the regression meditation.

Within many religions, the idea of reincarnation is accepted, albeit in some more so than in others. Some believe in it so much that they also believe that whatever choices you make, or whatever you do in one life will affect your next life, too. So whether you have done positive or negative things, you will experience the consequences if not in your current life then in the next. This is not necessarily a wrong belief, because once you have discovered what happened to you in a past life, it can be beneficial to you in your present one.

As with many things it is important that you keep an open mind about what you discover. You need to be able to accept the information you receive about your past life, because that will enable you to not only learn from past mistakes, but also afford you the opportunity to correct them in your current life, making it better than the previous one.

Many experts are of the opinion that past life regression can be very beneficial for the present life, even when the person concerned does not or cannot accept the information they receive. The subconscious can be unblocked and this can help, especially if it has negatively impacted the body. However, there are other benefits that come from past life regression.

As already mentioned past life regression can help us by identifying the mistakes we made in our past life or lives, and not repeating them in the present life. The way we do that is by confronting those past life issues head on.

But past life regression can also help you to understand why you are the only artistic one in your family, especially once you have discovered that you were an artist in a previous life. You will be able to identify the talents you had in your past life and apply them to your current life, thereby enriching it all the more.

Overall, Past life regression sounds like a positive process to go through. It may give you insight to yourself even if you can't accept it consciously.

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Cash In With The Big Boom in Membership Marketing

By Simon Tidwell

Lately, the economy has forced many people to leave their jobs or take reduced hours and many people in that circumstance have turned to the internet to make additional money. Often they spend hours searching for some product to sell or they develop some program or write a report and by the time they're ready to release it, they have spent hundreds or thousands of dollars. If they're lucky, they make more than they spent. If they're not lucky, like the vast majority, they don't make a dime.

You are probably aware that many people are making over $100,000 every year on the Internet. How do they do that? They have learned a secret formula for success and they repeat it over and over again. These successful internet entrepreneurs usually stay quiet about their secret method, because they are afraid that if they reveal it, it won't work for them anymore.

One of the secrets that have made many people a lot of money is using membership sites. Big sites like Facebook and U-tube come to mind, but there are literally thousands of membership sites. You are probably signed up on one or two membership sites yourself. The secret of many of the membership sites is that you can get paid a recurring membership fee if you have something that people want. Dating sites, for example often charge $20 - $40 a month. If you have a good membership site, you can earn $240 - $480 per year, per customer.

Niche membership websites are all over the internet and you may never have heard of them, unless they are about something that you are interested in. Could there be a membership site for dog groomers, dentists, skateboarders, or roller derby enthusiasts? Absolutely, and if you had a site that the people found and wanted to join, you are going to make money. But to avoid the costly mistakes that can doom your project, you will need some information and help before you get started.

The best way to learn about starting a successful membership site is to get the information from someone who has done it before. Unfortunately these people can be very hard to reach and they may not want to share their wealth secrets with you. There are articles on the internet that describe how to set up and develop membership sites. But these are of variable quality and you can waste a lot of time.

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A Few Interesting Horse Facts

By Malcome Hubert Shatner

Here are some useful horse facts that you might not know:

A hand is the unit of measure for telling how tall a horse is. A hand is four inches, and horses are measured from the ground to the withers, which is the point where their neck joins their shoulder. Most riding horses are between 15 and 16 hands tall. Drafters can be 18 hands tall. Ponies can be 13-14 hands or shorter.

A Pony is not a small horse, it's a separate breed. Baby horses are called foals when they are born. If the foal is a boy, it's a colt. If it's a girl, it's a filly. Once a male is castrated, he is called a gelding. When foals are three years old, the female will be called a mare and the male will be called either a stallion (uncastrated) or a gelding.

Ponies generally only grow to about 13-14 hands, although they can be as tall as 14.3 hands, measured at the withers. Ponies tend to be hardier than their larger counterparts, with more solid hooves. There are different breeds of ponies, just as there are in horses. Some are larger and more sturdy, while others are dainty, and may be more fragile of limb.

Before a horse or pony can be ridden he must be "started", a process that used to be called "breaking". You don't often see cowboys breaking bucking broncos anymore. Nowadays, most horses are started by lungeing around their handler in a circle, on a line called a lunge line or longe line. Gradually, tack or weight is added to his back, and he gets used to the feel of weight on his back. After a good deal of ground work, the first rider of the horse will mount up and let the horse walk around while he becomes accustomed to having someone atop him. Some horses never do get used to this, however - then you might see the cowboy/bronco riding show after all.

After the horse is "broken", he learns the different cues and/or verbal commands that will be used when he is under saddle. Walk, trot, canter and whoa are the most important verbal cues. These are reinforced by the rider's legs on the horse's sides, and his hands connected to the horse's mouth by means of a bit and reins.

Horses spend a good deal of time under saddle before they are taught more advanced maneuvers like dressage moves or jumping. In dressage, the horse is trained to become supple, and very attentive to his rider's cues. In jumping, the trainer will start the horse out with ground poles to develop rhythm, and gradually move the horse along until he can jump small fences. It's wise not to over-fence a young or "green" horse, as it may make them nervous and cause them to stop at the fence, or try to run around it. Neither one of these puts the rider anywhere he wants to be.

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The Benefits Of Having A Personal Fitness Trainer

By Perry Wilson

The knowledge that everyone has a body structure and composition that is different has increased the need for a personal fitness trainer. If you do not like the generic fitness program you have been using, you require a personal fitness coach.

Movie stars are not the only ones who can afford to hire professional fitness trainers these days. When you become enrolled in a gym that is truly professional these days, you most likely will be assigned to a fitness instructor. The composition of a program for fitness, for only your body, is the personal fitness coach's responsibility. Your exercise program is designed specifically for you according to what you require.

Hiring a professional trainer has amazing benefits. A fitness coach can identify all the areas of your body and the muscles that will undergo training. They will assist you in identifying what parts of your body can be improved through a workout with a personal trainer.

A fitness professional can guide you in selecting the proper equipment and can demonstrate how to use it properly. As part of your personal training, you will learn the proper stances and movements.

Certified personal fitness trainers are fully informed in the areas of nutrition, proper diet, and bodily makeup. They will create the right diet for you to follow and encourage you to have that fantasy figure that you can have if you follow a healthy diet and a good exercise routine. A trainer will also offer you tips to help you combat diseases and health hazards, so that you can lead a healthier and more enriched life.

A fitness coach is necessary to create the perfect weight loss program for you. When you work with a personal fitness instructor, he or she will provide the motivations you need to stay focused throughout the workouts by giving you a mix of different exercises.

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Dog Food Ingredients: Why Isn't A Meat Just A Meat?

By K.C. Jones

So many of the dog foods available to us today try to lure you in by telling us about the great quality of the meat, grains, and vegetables they use. Can you believe them? To find out, you have to read the dog food ingredients list. But beware, they are tricky to navigate.

How do you know what is a healthy dog food though? In reality, what is healthy for one pet isn't necessarily healthy for another. Certain dogs may have different levels of activity or be in different stages of their life. Others may have a food intolerance or be diabetic. Take all of these into consideration when determining the type of dog food best for your pet.

Now you must figure out the quality of the ingredients used. The proteins are a very important part of a good, quality dog food. They are also a good source of confusion when looking at the ingredients list. Animal proteins can be stated in different ways. Meat, meal, and by-product are the three main categories.

Meat, Meal, or By-product? Meat is the clean flesh derived from an animal. Meal is an ingredient that has been dehydrated and ground. A by-product is what is left after all meat is removed (necks, feet, intestines, undeveloped eggs, etc).

Which is Better - Meat or Meal? Now you look at your dog food ingredients list. Naturally, most people would assume seeing the meat listed as the first ingredient would mean the best food. But in actuality, you want to see the meat in the meal form.

All dog food ingredients must be listed in order of weight. Since a meat still has all of its moisture, it will be heavier than a meat meal. To put it another way, take two pieces of meat that weigh the same. Now dehydrate one. Which one will weigh more - the meat will. The tricky part is that once the dog food is made, all meat is first processed and made into meat meal.

What Does An Unidentified Meat Mean? Any dog food that is worth it's weight will have identifiable animal meats in it. For example, chicken, or lamb meal. But what if you see poultry? An animal class means that more than one type of animal in that class could be in the meat, such as geese, chicken, and/or turkey for the poultry class. The worst is when the manufacturer classifies his meat source as 'meat' or 'meat meal'. This means it can be from any kind of animal.

So read your ingredient label and figure out what you are feeding your beloved pet. And remember, if your dog food cannot identify a specific animal source, not only is the meat questionable, but what else are they skimping on.

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Cash Gifting - A Home Based Business

By Julian Cedric

Do you want to have your own smart earned cash? Do you know that you can start a home based business with cash gifting? Home based businesses have been around longer than you think. Big companies like Ford, Apple and Hershey are all started out as home businesses. There are many risks when it comes to home based business but if done correctly, it can have great rewards. Traditionally, home based businesses were started by spreading the word through the means of newspaper, word of mouth and getting their product or service out there. But today, for the most part, almost all home made businesses today start out from the internet.

Conventionally, home based businesses made their presence felt by the usual means of spreading the word through word of mouth, newspapers and whatever means was available at the time. Recently, almost all home made businesses start out in the internet. The internet is an ideal medium because of its qualities. It is open round the clock, accessible and inexpensive. Most information about employment and businesses are found in the internet and it is an available medium to post and produce your business.

There have been many online businesses and services that have taken advantage of home based venture. Because success online is such in demand, many companies target these entrepreneurs and offer services and products that help and enhance their business. Team builders and team builds on the internet are offered to help business adopt the team thinking in their business and attack a business opportunity as a team.

The following are a few tips that can help in starting or maintaining your home based business:

Generosity: A cash gift is a real gift. Giving generously will eventually tantamount to receiving generously.

Plan your business strategy: Make plans for short term and long term businesses and try to evaluate yourself and your business.

Have a business strategy: Evaluate yourself and your business and try to make plans for how and where you want your business to go.

Cash gifting is really a miracle of sorts. With the right team to guide you and your innate generosity to inspire you, returns will come back to you like pouring rain. And these are all tax free while you can do it inside your home. By giving straight from the heart, you have nothing to lose and everything to gain.

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Features of Personal Alarms

By Charlie Duff

The personal alarms are very effective in avoiding attacks against any form of physical attack. These devices are very handy and quite convenient for anyone to carry along at any time of the day at any place. These gadgets are devices or gadgets specially designed and formulated to serve in cases of distress or emergency.

These help in preventing the approach of assailants or attackers. With the devices unwanted elements are compelled to stay away from you. Most of these personal alarms emit some signals or distressing sounds to caution or alert people. The signal or sound can cause alarm to the attackers thus these devices are truly effective deterrents for attackers.

The dog is the most common molesters of people especially small children. This animal may be repelled by the use of the modern ultrasonic innovation which releases a non-harmful but discomforting high frequency sound of up to fifteen feet audible only to canines. These discomforting decibels are only heard by the very sensitive ears of the dogs but not by the human ears.

The high-frequency sound released by this ultrasonic canine-repelling gadget has been carefully built to make the canine immediately uncomfortable making run away from you. This emitted signal is not really fatal and will not cause any consequent injury to animals sense of hearing. It will only caution the animal to stay away from you for will have to associate your presence with the discomfort. Dogs have good memories and can remember things especially discomforting ones.

There are personal alarms that immediately alert people to attend someone needing help. The most popular type is the electronic child leash panda. This is very efficient and effective in locating a lost or missing child in a populated area. The child wears the panda-shaped transmitter which constantly sends signal to the adult or parent who has the receiver.

These gadgets can surely scare them because of that peculiar sound coming from them. You can browse and check online for some websites that can provide you with the different types of these devices. There are other types of these distressing-releasing sound electronic devices like the watch dog and the pocket whistle which are applicable to humans and animals alike as personal alarms.

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Under 60 Min and 150 Reps Later Doesn't Lie

By Lawrence Tam

There were some huge things happening that I thought would change the network marketing industry forever... and I was correct...

Over 150 distributors into our organization in 1 HOUR!

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And that our exclusive team just launched recently!?

You are in a very special position ...

Over the next few weeks we are strategically positioning our leaders to make millions of dollars in this industry.

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I promise you that if you wait another minute to hop on this all-star squad you're going to be kicking yourself in the tail 4 weeks from now. We're taking over the internet... and the offline world of mlm ;)

You can decide to watch from the sidelines us make history or you can choose to be a part of it. With every passing minute you're losing out on hundreds of distributors signing up below you along with THOUSANDS of dollars in volume.

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This choice will affect your bank account for years to come. Choose wisely.

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A Amateur's Guide For Gambling On Craps Online

By Simon M Skinner

If you're new to online casino gambling, you may want to try playing craps. This game can be quite confusing for novice gamblers, however. The betting strategies can be complicated and complex and there is a lot of money at stake, so the risks are high. This game is the same online as it is in a live casino. However, with a free online casino, you may have the option to play for free with imaginary money instead of betting your hard-earned cash. Or you could participate in a freeroll game.

This article will attempt to outline basic betting strategies for craps since even those basics can be hard to grasp. Afterward, if you get comfortable with these, then you can explore learning complex betting strategies-and even then, learning at a free online casino is the recommended way to go.

If you were playing craps in a real physical casino, you'd notice this game involves a shooter and four individual dealers to play and it moves really fast. Online casino gambling, however, allows the shooter to move around the table. Also, the computer generates the payouts and collecting winnings and losses.

The "pass line" bet is the basic online casino gambling bet. Some players use the "don't pass", which means the opposite of the winning bet. Each free online casino craps game starts with a "come out" roll, which establishes the point that the shooter has to re-roll before "crapping" out with a roll of seven. The come out roll is distinguished by a marker that says "off". The only exception is if the 7 or 11 is the come out roll, then you win even money. After that, the 7 means you lose, if it is rolled before you hit the point.

On the come out roll, if you roll a 2, 3 or 12, which is called "craps", you lose. If you roll 4, 5, 6, 8, 9, or 10, that is your point that you have to roll again before the 7. So, the game starts with you using the "pass line" to place your bet, betting on hitting the point before hitting a 7. If you use the "don't pass" line, it means you are betting that a 7 will hit before hitting the point number.

For instance:

The game starts with the dealer placing the black "off" marker down and everyone placing a bet. The shooter shakes and rolls the "come out" dice. It rolls a 7. Everybody wins-unless they were betting on the "don't pass" line. Those people lose.

The process starts over, except this time the shooter rolls a 5. The dealer flips the black "off" marker over to the white "on" side and places it next to the 5 on the board. The shooter continues to roll and finally rolls a 5, without hitting a 7 first, so everybody wins, except for the "don't pass" bettors.

So now it's another round. Again the dealer puts the black "off" marker out and everyone who wants to play places their bests. In this scenario the This time, the shooter gets a 6 on the "come out" roll. So the dealer flips the white "on" marker and puts it by the 6. This time the shooter rolls numerous times and then rolls a 7 without getting a 6. Now the opposite is true. Everyone loses-unless they placed a bet on the "don't pass" line. Those betters win this time around.

These are the basics of online casino gambling and the game of craps. Free online casinos are the best way to start learning the game and getting familiar with the odds before you move on to more complex strategies and real money.

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DSi Games Downloads for Everyone

By Dana Goldberg

When the Nintendo DSi was first released in Japan late in 2008, gamers all over the world were excited to take advantage of the new handheld-console's ability to download games and other content from the internet. While legitimate DSi game downloads make up the bulk of available content, there are also some things to avoid like the typical adware, spyware and virus issues that currently plague PC owners.

The main source of downloadable content for the DSi is Nintendo's own DSi Shop. It uses the same Wii Points (now called Nintendo Points) model to purchase games. DS games are fully compatible with the DSi with the exception of games that use the DS's Game Boy Advance slot, such as the Guitar Hero: On Tour series. The highlight of DSi game downloads are the DSiWare games available in an downloadable-only format from the DSi Shop.

It is easy to download. Buy your game, then download it to the DSi's internal memory or SD card. Transfer the game to the internal memory to play it. This problem is fixed on the Wii. Wii Ware games are playable right from the SD card. Hopefully Nintendo will fix this for the DSi soon. You can back up your DSiWare application on your SD card, but you can only play it on the DSi that originally downloaded the application.

Despite the presence of hacked DS games over the internet, these illegal downloads are a source of adware, spyware and other nasty things which could harm the DSi. Also, due to a firmware update, these illegally acquired games are not playable on the DSi. It is also similar to a downloadable game from one DSi being unplayable on another DSi while the game is transferred on a SD card.

The DSi shop gives you access to downloadable games and consoles just like the Wii shop. You should only download legally through Nintendo. You want to keep your DSi adware and virus free.

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Fantasy Football Power Rankings: Quarterbacks

By Bart LaChoy

1. Drew Brees. Brees was the best quarterback in fantasy football last season, and he did most of this with an injured Marques Colston. Well, Colston is back and Brees looks as good as ever. I predict another monster season.

2. Tom Brady: I'd be tempted to put him at #1, but his rustiness could be an issue at the beginning of the season and it remains to be seen how well he's recovered from injury. He's looked strong in the preseason, but that's no sure thing. Now that we've thrown out the risk factors, Brady is a fantasy stud and could easily be the best in football.

3. Peyton Manning: The closest thing there is to a sure thing. Never misses a start, rarely has a bad start, has talented receivers by his side, and seems to put up the same great numbers season after season. Owners should feel good every Sunday with Manning at their side.

4. Aaron Rodgers. With Brett Favre getting so much hype this season, it's hard to remember that his replacement in Green Bay is better than he is. Rodgers was great in 2008, with better numbers than Peyton Manning. His rush numbers are impressive and he has great receivers. Rodgers will be a great fantasy QB.

5. Philip Rivers. Rivers has broken out these past few years, and was a great quarterback last season. With injuries to LaDanian Tomlinson, his progress was somewhat hindered, but LT is healthy this season and Rivers has an improved receiving core.

6. Kurt Warner. Who knew the old man still had it? What an amazing 2008 it was for Warner. He has the best two receivers in football by his side, and they do some amazing things - partly because they have such a talented quarterback throwing them the ball. Still, he's a risk to get injured at his age.

7. Tony Romo. The big question on everyone's mind is how Romo will fare without the presence of Terrell Owens and no one really knows yet. Roy Williams should fill in nicely for Owens, and a quarterback this talented will simply find ways to win games.

8. Jay Cutler: Cutler could go either way this year. There's no doubt about his talent, but the concerns have more to do with the fact that his receivers simply aren't as good in Chicago as they were with the Broncos. Then again, he has a much better running back, which may benefit him greatly.

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Fort Lauderdale Mortgage Help Attorneys

By Adam Whazzer

Mortgage Defense Attorney - Helping Homeowners|Households|Families Avoid Bankruptcy

The last few of years have been quite sickly for the housing market. People are facing foreclosure and losing their houses. According to statistics, in Florida 4% of all the mortgages are entering foreclosure proceedings. It is pretty clear that the situation is really rotten; however, a homeowner can seek the assistance of a foreclosure defense attorney to know their options.

The fact is that for a vast majority of families foreclosures are stressful, confusing and overwhelming because they do not know much about the foreclosure proceedings. They are not aware of the fact that there are options forthcoming to homeowners that can help them stop foreclosure proceedings.

Loan Modification

A specialized foreclosure defense council can lay out the options available to homeowners who are dealing with foreclosure. Under the Housing Bill passed by President Obama, homeowners facing foreclosure can go for foreclosure defense. Aid of a foreclosure defense lawyer can help a owners negotiate the mortgage modification with the lenders.

Short Sale

Still another option that owners have is that of short sale. Under this option the owners will sell the mortgaged property for less than balance owed on the loan. The proceeds of the sale are given to the mortgage lender. Before the sale, the short sale attorney will negotiate with the bank. The short sale attorney will convince the bank that due to economic or financial hardship, the bank should agree to discount the loan balance. Therefore, after the house is sold the remaining balance is discounted.

Deed In Lieu

Another way that a property owner can avoid foreclosure is by opting for deed in lieu. The property owner's real estate lawyer will negotiate with the lender. The owner will sign over the deed or title of the property to the bank and the bank in return will cancel the mortgage.

Bankruptcy

Another option that a council can suggest to a owner is that of filing bankruptcy in the event they already have gotten a sheriff's sale date. This will not only stop all foreclosure proceedings but will also give a chance to the property owner to repay some of the debt and retain the home.

Refinancing

A Florida attorney can also suggest the option of refinancing to avoid foreclosure. Refinancing simply means that the homeowner replaces the existing mortgage with a new one. In most cases, the new mortgage comes with lower interest rates and better terms and conditions.

Reverse Mortgage

A very good solution that a foreclosure defense lawyer might suggest is that of reverse mortgage. This is simply a loan against the property. A property owner does not need to repay the loan as long as they live there. However, this option is mostly available to those who own the property and are over 62 years of age.

Contesting Foreclosure

In many cases it has been seen that property owners can successfully contest foreclosure proceeding. A foreclosure defense fort Lauderdale council can help property owners find the legal grounds on which the proceedings can be challenged. It might be possible that the lending corp has filed the foreclosure proceedings illegally. A cautious attentive homeowners with the help of a foreclosure defense South Florida attorney will be able to figure out what is illegal about the proceedings.

The bottom line is that there are many options available to homeowners to help them avoid foreclosure. It is up to the owners to seek these options. A foreclosure defense attorney will act as a specialist guide in their efforts to end foreclosure.

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